Savings Account at Wealth Royal Bank

A Savings Account at Wealth Royal Bank offers you the opportunity to securely save your money while earning attractive interest. Whether you’re looking to build an emergency fund, save for a specific goal, or simply earn interest on your savings, our savings account is designed to suit your needs.

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Features of Savings Account

1. Attractive Interest Rates: Earn competitive interest rates on your savings, compounded quarterly.
2. Low Minimum Balance: Maintain a low minimum balance to keep your account active and avoid penalties.
3. Free ATM/Debit Card: Get a free debit card for easy access to your funds, available for withdrawals and purchases.
4. Easy Access to Funds: Withdraw or transfer funds at any time through ATMs, online banking, or at branch counters.
5. Online and Mobile Banking: 24/7 access to your account via Wealth Royal Bank’s mobile app and internet banking platform.
6. Cheque Book Facility: Free cheque book for making payments and managing your finances.
7. Secure Transactions: Advanced security features for all your banking transactions.
8. Nomination Facility: Option to nominate a beneficiary for your account in case of unforeseen events.

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Benefits of a Savings Account

1. Earn Interest on Savings: Grow your savings with interest, helping you reach your financial goals faster.
2. Liquidity and Flexibility: Withdraw or transfer funds as needed, without locking in your money.
3. Access to Banking Services: Enjoy all the banking services, including fund transfers, bill payments, and more.
4. ATM Access: Withdraw cash from Wealth Royal Bank ATMs and partner networks without extra fees.
5. Safe and Secure: Keep your money safe with guaranteed security and insurance on deposits.
6. Free Monthly Statements: Receive monthly account statements via email, helping you track your finances.
7. No Hidden Charges: Transparent banking with no hidden charges for account maintenance or transactions.

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Eligibility Criteria

• Age: Must be at least 18 years old to open an individual savings account.
• Nationality: Open to residents and non-residents, with required documents for verification.
• Income: No specific income requirement, making it accessible to everyone.

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Documents Required

1. Identity Proof: Passport, Aadhaar card, national ID, or any government-issued identification.
2. Address Proof: Utility bill, bank statement, government-issued address proof, or rent agreement.
3. Photograph: Passport-sized photograph for account documentation.
4. PAN Card or Tax Identification Number (for Indian Residents): Required for tax-related purposes.
5. Additional Documents (if needed): For non-residents or specific requests, additional documentation may be required.

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How to Open a Savings Account?

1. Visit a Branch: Visit your nearest Wealth Royal Bank branch with the required documents. Our staff will assist you in completing the account opening process.
2. Online Account Opening: You can also open a savings account online by filling out a form on our website or mobile app and submitting the necessary documents digitally.
3. Instant Account Activation: Once your details are verified, your savings account will be activated instantly, and you can begin managing your account immediately.

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Account Maintenance and Charges

• Minimum Balance Requirement: A minimum balance must be maintained to avoid service charges.
• Account Maintenance Fee: A nominal fee may apply if the account balance falls below the minimum requirement.
• Transaction Fees: Some types of transactions, such as international transfers or out-of-network ATM withdrawals, may incur a fee.
• Free Services: Account holders can access free ATM withdrawals, online banking, and monthly statements.

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Why Choose Wealth Royal Bank Savings Account?

• High Interest Rates: Maximize your savings with competitive interest rates.
• Convenient Access: Access your funds through various channels, including ATMs, online banking, and mobile apps.
• Secure and Insured: Your deposits are protected and insured by the government, ensuring the safety of your funds.
• Transparency: No hidden charges or surprises; everything is clear and straightforward.
• Customer Support: Get 24/7 assistance from our dedicated customer support team for any queries or issues.

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